Have you ever thought about making money using your phone? Or wondered if it’s really possible to earn money through apps? Are these apps even real?
Nowadays, many people dream of earning money from home using their mobile phones without spending anything. And in today’s world, this is possible! All you need to know is which apps are real and trustworthy. With the right apps, you can make money from your phone while sitting at home.
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In this article, I will tell you about apps that are completely free and easy to use. They can help you start earning money without any risk.
10 Money Earning Apps to Earn in Dollars Without Investment
1. Swagbucks Play Games + Surveys

Swagbucks is a well-known platform where you can earn points (called SB) by completing online activities like taking surveys, watching videos, shopping online, and playing games. These SB points can be redeemed for gift cards or credited to your account through PayPal.
Website | Swagbucks Play Games + Surveys |
Potential Earnings | $20–$70 per month (Depends on activity level) |
Payout Options | Gift card and PayPal cash |
Withdrawal Time | 2-5 business days |
Trust Factor | Verified platform |
Google Play Rating | 4.4 star with 3.48L reviews |
2. PollPay – Earn Money & Cash

Poll Pay is an online survey-based money-earning app. In this app, you can earn money by completing surveys and playing games. It is ideal for those who want to make a little extra income.
Website | PollPay – Earn Money & Cash |
Potential Earnings | $10 – $80+ per month (Depends on survey & activity level) |
Payout Options | PayPal Cash, Amazon Gift Cards, Google Play Gift Cards |
Withdrawal Time | 24 – 48 hours |
Trust Factor | Highly trusted with verified payouts |
Google Play Rating | 4.4 stars with 1.24M reviews |
3. Clickworker

Clickworker is an excellent platform to earn money through your phone without any investment. You earn in euros, which can be withdrawn weekly. On Clickworker, users complete microtasks such as data entry, surveys, app testing, audio/video recordings, proofreading, and more. It also allows you to perform UHRS microtasks for additional earning opportunities.
Website | Clickworker |
Potential Earnings | €10–€60 per week (Depends on task availability) |
Payout Options | PayPal & Clickworker eWallet |
Withdrawal Time | Weekly payments |
Trust Factor | Highly trusted with verified payouts |
Google Play Rating | 4.4 stars with 66.1k reviews |
4. Toluna Influencers

Toluna Influencers is a survey-based money-earning platform where you can participate in paid surveys, product testing, and activities like polls and contests. By taking part in these, you earn Toluna points, which can be converted into gift vouchers or cash. Also, you can join the referral program to earn even more money. To keep the community engaged, a game center is also included, where you can play games, and some of these games offer points as rewards
Website | Toluna Influencers |
Potential Earnings | $10 – $90+ per month (Depends on activity level) |
Payout Options | PayPal Cash, Amazon Gift Cards, Flipkart Gift Cards |
Withdrawal Time | 2 – 4 weeks |
Trust Factor | Verified platform |
Google Play Rating | 4.3 stars with 278k reviews |
5. TimeBucks

TimeBucks allows you to earn real money by completing simple tasks. You can earn by watching videos, testing websites, voting, performing web searches, playing games, taking surveys, installing free apps, and much more. Additionally, it provides various methods to withdraw your earnings.
Website | TimeBucks |
Potential Earnings | $5 – $100+ per month (Depends on user activity) |
Payout Options | PayPal, Bank Transfer, AirTM, Payeer, Skrill, TangoCard, Visa Gift Card, Litecoin or Bitcoin |
Withdrawal Time | Weekly payments |
Trust Factor | Genuine platform |
Google Play Rating | 4.6 star with 5.29K reviews |
6. MultiPolls – Surveys for Money

In MultiPolls, users are given surveys by researchers, where they can share their opinions to earn money. MultiPolls allows users to earn money easily, and it is a genuine and trusted platform.
Website | MultiPolls – Surveys for Money |
Potential Earnings | $5 – $80+ per month (Depends on user activity) |
Payout Options | PayPal & Gift Cards |
Withdrawal Time | Up to 48 hours |
Trust Factor | Genuine and trusted platform |
Google Play Rating | 4.4 star with1.09M reviews |
7. Toloka – Earn online

Toloka is a good platform where users can perform simple tasks like checking chatbot responses, outlining objects in images, rating search results, taking and uploading photos, and searching for online information. It is a worldwide app, allowing users to work from anywhere. No special skills are required to perform tasks, and it offers flexible timings to work.
Website | Toloka – Earn online |
Potential Earnings | $5 – $200+ per month (Based on task availability & complexity) |
Payout Options | Payoneer or Papara |
Withdrawal Time | Instantly credited after approval |
Trust Factor | Genuine platform with verified payouts |
Google Play Rating | 4.0star with 3.37L reviews |
8. The Panel Station – Paid Surveys

The Panel Station is a great and genuine platform where users participate in surveys in exchange for rewards. These rewards can be redeemed for gift cards, vouchers, or cash. It is 100% free to use.
Website | The Panel Station – Paid Surveys |
Potential Earnings | $5 – $80+ per month (Depends on task availability) |
Payout Options | Gift Cards, Vouchers, PayPal and Bank transfer |
Withdrawal Time | 2 – 4 weeks |
Trust Factor | Genuine and trusted platform |
Google Play Rating | 4.4 star with 43.6K reviews |
9. PollPe – Earn Cash for Opinions

On Pollepe, you share your opinions and thoughts through surveys, games, and other activities, in exchange for rewards. These rewards can be redeemed for gift cards or cash.
Website | PollPe – Earn Cash for Opinions |
Potential Earnings | $5 – $80+ per month (Depends on user activity) |
Payout Options | PayPal, Paytm Wallet, Gift Cards and UPI |
Withdrawal Time | Up to 24 hours |
Trust Factor | Verified platform |
Google Play Rating | 4.6 star with 1.31L reviews |
10. PaidViewpoint

PaidViewpoint is a great platform that pays users for completing surveys. There is no disqualification on this platform, and users receive payment for participating in every survey. It features a TrustScore system, which means higher scores lead to better-paying surveys. By increasing your TrustScore, you can unlock access to surveys with higher payouts.
Website | PaidViewpoint |
Potential Earnings | $5 – $100+ per month (Depends on task availability) |
Payout Options | PayPal |
Withdrawal Time | Up to 72 hours |
Trust Factor | Genuine and trusted platform |
Google Play Rating | 4.2 star with5.33K reviews |
Why did I choose these apps?
There are plenty of great apps available for earning money online, but while selecting these apps, I kept a few factors in mind (or you could say I set certain criteria). Only the apps that met these criteria were added to the list:
- Genuine and trustworthy platform.
- Good reviews and a rating of more than 4 stars.
- Legitimate payment system.
- Referral system for additional earning opportunities.
- High earning potential.
Why didn’t I choose freelancing platforms like Upwork or Fiverr?
Upwork and Fiverr are giant freelancing platforms, but working on them requires many skills as well as time, which not everyone might have. The competition on these platforms is very high.
Platforms like Upwork and Fiverr generally require a laptop or computer to work, which might not be available to everyone. Instead, I chose platforms that are easy to use, do not require special skills, can be accessed anytime from anywhere, and allow users to earn money in simple ways.
Important Things to Know Before Using Money Earning Apps
Money earning apps can be a great way to make money, but there are certain things you should keep in mind before using them. There are many money earning apps available in the market; some of them are genuine while others are not. Before using such apps, you must check their ratings and reviews. If the ratings are poor and the reviews are mostly negative, you should avoid those apps, as they might be fake.
Another important point is that if these apps ask for a signing fee or deposit amount, there is a high probability that the app could also be fake. Only install apps that don’t demand excessive permissions. Pay attention to payment payout processes as well. Also, avoid apps that make fake promises or display unrealistic earning possibilities. By keeping these points in mind, you can significantly reduce your chances of falling into traps.
Conclusion
Money earning apps can be a good option to earn money without investment, as long as you avoid falling into scams. Many people earn through these apps, while others unfortunately fall victim to fake apps. Therefore, use these apps cautiously.
Check Google ratings, read reviews, pay attention to privacy policies, and carefully review the permissions being requested. These are key things to keep in mind. After reading the article, you must have discovered several apps through which you can earn effectively.
Thanks for reading! If you found this helpful, don’t forget to share it with others who might benefit.
FAQs (Frequently Asked Questions)
Q1. How much money can I earn from earning apps?
It depends on many factors, such as the availability of tasks and the type of app you are using, as well as how much time you spend on these apps, the app’s earning model, and your location.
Q2. Money-earning games without investment?
Many games, like Zupee, Winzo, Rummy, and Paytm First Games, offer opportunities to earn money through gameplay.
Q3. Are money-earning apps legit?
Yes, they are legit. Some examples include TaskBucks, Clickworker, Swagbucks, Google Toloka, and many others.
Q4. Real money-earning apps in India?
There are many apps in India that pay you for completing surveys or small micro-tasks. You can even earn in dollars through these apps. Some examples are TaskBucks, Swagbucks, Clickworker, and Toloka.
Q5. What are the top 10 money-earning apps without investment?
There are many apps available, and deciding the top 10 can be difficult. After searching the internet, I found these top 10 apps: mRewards, KhelPlay Rummy, Winzo, Cash Buddy, Freecash, Swagbucks, Freecash Prograd, and InboxDollars.
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